大學(xué)生必學(xué)六項(xiàng)本領(lǐng)

When you go on to college, you do a bit of the same things, but you also learn to think analytically, critically, and to broaden your mind so to speak, but even people who graduate from college will learn lessons from the real world the hard way as well. The sad part is all of this could’ve been prevented with some proper education beforehand.
當(dāng)你在上大學(xué)的時(shí)候,你學(xué)到的東西大同小異,但是你的確也會(huì)學(xué)習(xí)如何理性分析,如何擁有批判性思維,以及如何開(kāi)拓思想,學(xué)會(huì)說(shuō)話的藝術(shù)等。然而,那些已經(jīng)畢了業(yè)的學(xué)生們也不得不在社會(huì)大學(xué)中以更加慘烈的方式來(lái)學(xué)習(xí)一些必要的本領(lǐng)。讓人感到傷心的是,這些本領(lǐng)其實(shí)在學(xué)校里就應(yīng)該學(xué)起來(lái)了。

Below are six things that I firmly believe should be taught in every school so that students don’t get railroaded when they enter the real world. If you’re still in school and reading this, consider it your lucky day as mastering these six skills will give you a great head start and help separate you from the rest of the pack as well.
以下六個(gè)本領(lǐng)是我認(rèn)為所有學(xué)校都應(yīng)該教授的,這樣當(dāng)學(xué)生們真正進(jìn)入社會(huì)的時(shí)候,就不會(huì)硬著陸了。如果你還是個(gè)學(xué)生,那就恭喜你讀到了這篇文章,因?yàn)檎莆樟诉@六大本領(lǐng)會(huì)讓你變得與眾不同。

個(gè)人理財(cái)

#1. Personal Finance
1.個(gè)人理財(cái)

Every week or so, there always seems to be a new article in CNN, USA Today, or Yahoo about young adults struggling with debt, whether it be from credit cards or loans in general. High interest rates, hidden fees, not consolidating debt – these terms and concepts are mostly unknown to young adults and because of that ignorance, they tend to make big errors in judgment. A prime example is thinking that they just have to pay the minimum on their balance and not realizing that by doing so, they pay 2-3 times as much in the long run.
大約每隔一周,在CNN、USA Today或者Yahoo上就會(huì)有一篇關(guān)于年輕人陷入債務(wù)危機(jī)的報(bào)道,不論是信用卡還是一般的債務(wù)。高額的利息、隱藏在背后的費(fèi)用、不鞏固債務(wù)狀況——大多數(shù)年輕人對(duì)于這些都缺乏了解,而正因?yàn)檫@樣的無(wú)知,他們會(huì)在做出判斷時(shí)犯下致命的錯(cuò)誤。一個(gè)典型的例子就是他們認(rèn)為他們總是只需支還基于他們負(fù)債上的很小一部分,而沒(méi)有意識(shí)到這在長(zhǎng)期將會(huì)使他們最終要支付的利息多過(guò)2~3倍。

Alongside that, most young adults don’t have a clue on how to invest their money. They don’t know what a Roth IRA account is, or a 401k, or the magic of compound interest, the tax benefits associated with investing in these types of vehicles, etc. There’s a lot of specialized knowledge out there that young adults are not aware of on when it comes to how they can invest their money and as a result, they frivolously spend it away.
除此之外,大多數(shù)年輕人不明白如何來(lái)將他們的錢用于投資,他們不知道個(gè)人退休賬戶是什么,也不知道養(yǎng)老金計(jì)劃是什么,也不知道復(fù)利的奇妙之處,同樣不清楚購(gòu)買某些汽車所能享受到的稅費(fèi)優(yōu)惠,等等。在年輕人面對(duì)如何投資的問(wèn)題時(shí),他們所不了解的專業(yè)知識(shí)太多了,從而導(dǎo)致他們毫不謹(jǐn)慎地就把錢都花光了。

Even something as basic as creating a simple budget is beyond the grasp of some young adults and it simply amazes me that a lot of people don’t do this and some don’t even know how (you’d be surprised). Figure out your income after taxes, pay yourself FIRST (this is a big one – most people pay the bills and frivolously spend the leftovers until next payday), see what you can cut out if things are tight, look to see where you can bring in more income if you need to do so, etc.
甚至像做一個(gè)簡(jiǎn)單的預(yù)算這樣基礎(chǔ)的工作對(duì)于一些年輕人來(lái)說(shuō)都是超出他們的能力范圍的,而且我很驚訝的發(fā)現(xiàn)很多人從來(lái)不做這個(gè)工作,有些人甚至都不知道這個(gè)(我猜你也會(huì)吃驚的)。算出你的稅后收入是多少,然后首先給你自己支付一定的報(bào)酬(這將是很大的一筆,很多人在支付完賬單后很輕率的把剩余的錢都用完了),如果生活不太寬裕的話看看能節(jié)省些什么,同樣也注意一下如果你需要其他收入的話可以做些什么,等等。

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有效溝通

#2. Communicating Effectively
2.有效溝通

Communicating effectively is one of the most underrated, yet most powerful skills you can develop.
有效溝通是最被忽視卻是你能培養(yǎng)的最有用的本領(lǐng)。

The biggest part in communicating effectively is preparing what you want to say beforehand. Keep it simple. What’s my point? Why? Prepare a good example.
有效溝通最關(guān)鍵的是在于事前準(zhǔn)備你想要說(shuō)的是什么,這得簡(jiǎn)單明了,我的重點(diǎn)是什么,并準(zhǔn)備一個(gè)好的例子。

Your best friend in communicating effectively are these two words: “For example”. Whenever you see a confused look on people’s faces, your best response is leading with those two words: For example. When you do that AND follow up with a relevant example, it allows the other person to “frame” what you’re talking about to get a better idea of what it is.
你在實(shí)現(xiàn)有效溝通時(shí)最有用的三個(gè)字是:“比如說(shuō)”。如果你發(fā)現(xiàn)別人的臉上出現(xiàn)了費(fèi)解的神情,你最好的回應(yīng)就是這三個(gè)字:比如說(shuō)。如果你這樣做了,并附以一個(gè)相關(guān)的例子來(lái)說(shuō)明,別人會(huì)對(duì)于你所講的有一個(gè)框架認(rèn)識(shí),并能夠更好的理解那是什么。

Communicating effectively is one of THE MOST underrated and MOST valuable skills a person can have. And let me tell you on a personal level, there’s nothing more refreshing than dealing with people who take the time to prepare what they have to say and back it up with clear examples. It’s a very rare skill nowadays.
有效溝通是最容易被忽視的,也是一個(gè)人能夠擁有的最有價(jià)值的本領(lǐng)之一。從我個(gè)人的角度來(lái)說(shuō),如果和一個(gè)花時(shí)間準(zhǔn)備自己的觀點(diǎn)并用清楚的例子加以說(shuō)明的人打交道是一件再好不過(guò)的事情了。但是現(xiàn)如今,有這項(xiàng)本領(lǐng)的人已經(jīng)很少了。

社交本領(lǐng)

#3. Social Skills
3. 社交本領(lǐng)

Closely related to communicating effectively are social skills in general. After you graduate, you’re not going to be dealing with your high school or frat buddies anymore.?You’ll be dealing with many people from different backgrounds, countries, and more importantly different age groups, so it would be wise to learn how to socialize outside your own group.
一般意義上來(lái)講,社交本領(lǐng)就是緊密并有效的保持交流。當(dāng)你畢業(yè)之后,你所要面對(duì)的就不再是你的中學(xué)同學(xué)或是哥們了。你將要面對(duì)的是有著各種背景的,可能是來(lái)自不同國(guó)家的,更重要的一點(diǎn)是不同年齡段的人群,因此學(xué)習(xí)怎樣同你自己圈子以外的人打交道將是很明智的選擇。

Cut the slang - Learn to respect customs from other countries.
別說(shuō)俚語(yǔ)。學(xué)著尊重你的外國(guó)客戶。

Learn how to listen – few people do. Learn when to speak and when NOT to.
學(xué)會(huì)傾聽(tīng)(現(xiàn)在很少有人這樣),知道什么時(shí)候該講話,什么時(shí)候不該。

Learn the art of networking – that’s key. Networking is a big skill that’s not taught enough in schools. Learn to compliment. Mingle. Make small talk.
學(xué)習(xí)建立人脈的藝術(shù)——這是十分重要的。建立人際網(wǎng)是很重要的一項(xiàng)本領(lǐng),在學(xué)校里你是學(xué)不到的。學(xué)著恭維,學(xué)著合群,學(xué)著說(shuō)些應(yīng)酬話。

Learn to approach people – that’s another big skill. Most people don’t have the guts to take the first initiative and introduce themselves. Be the big man. Take the first step.
學(xué)會(huì)接近別人。這是另一項(xiàng)重要的本領(lǐng)。很多人沒(méi)有膽量在初次見(jiàn)面的時(shí)候做自我介紹。做個(gè)勇敢的人,踏出第一步,學(xué)會(huì)讓別人覺(jué)得你這個(gè)人不錯(cuò)。

推銷

#4. Sales
4.推銷

Obviously I’m not advocating people becoming a salesman after school, but learning the art of selling is what I’m advocating. If you think about it, we all sell everyday. We sell ideas to our boss. We sell to our friends when we pitch ideas on what to do this weekend. We sell ourselves in job interviews. You could say that sales is a great combination of social skills and communicating effectively, but with some other components you should pick up that will be useful.
很明顯我要提倡的不是讓學(xué)生畢業(yè)之后去當(dāng)一名推銷員,而是去學(xué)習(xí)推銷的藝術(shù)。如果你細(xì)細(xì)思考這個(gè)詞,你會(huì)發(fā)現(xiàn)我們每天都在做著推銷的工作。我們向我們的老板推銷我們的想法,在有好點(diǎn)子的時(shí)候向朋友們推銷周末的娛樂(lè)項(xiàng)目,在面試的時(shí)候推銷自己。你可以說(shuō)推銷是社交本領(lǐng)和有效溝通的完美結(jié)合,但是如果掌握了其他的一些東西,會(huì)讓你的推銷更有效的:

Listen. Really listen. Actively listen.
Learn how to be convincing.
Be persuasive.
Think of objections and counter them ahead of time.
Stress benefits instead of features.
Listen to the other person. (yes I know it's a repeat, but it's for emphasis)
Develop empathy.
Think in terms of how you can help serve the other person.

傾聽(tīng),是真的傾聽(tīng)、主動(dòng)的傾聽(tīng)
學(xué)習(xí)如何讓自己有說(shuō)服力
讓自己有鼓動(dòng)性
事先設(shè)想可能會(huì)遇到的困難并在之前就解決它們
強(qiáng)調(diào)利益而不是特點(diǎn)
傾聽(tīng)別人(我知道這是重復(fù)的,但我只是想強(qiáng)調(diào)這一點(diǎn))
擁有更多同情心
從你能夠怎么樣來(lái)服務(wù)他人的角度思考問(wèn)題

Selling is one of the few skills that can be utilized in any job or career. It’s one of the most important cross marketable skills you will ever develop.
推銷是僅有的幾個(gè)在任何職業(yè)中都有用的本領(lǐng)之一,是你能夠培養(yǎng)的最有用的跨職業(yè)適用的本領(lǐng)之一。

時(shí)間管理

#5: Time Management
5.時(shí)間管理

Speaking of other skills that can be utilized in any job and career is time management. The majority of students never really learn to value their time and manage it while in school. Procrastination is all too rampant (studying right before class, doing homework and essays the day it’s due, partying the night before the exam). This lack of time management often carries over into adulthood, which becomes a major liability.
要說(shuō)還有別的能在任何職業(yè)中都有用的本領(lǐng),那就是時(shí)間管理了。大多數(shù)學(xué)生在學(xué)校中從沒(méi)有真正認(rèn)識(shí)到時(shí)間的價(jià)值,更不用說(shuō)來(lái)管理了,拖拉現(xiàn)象太過(guò)泛濫了(在上課前的幾分鐘才開(kāi)始預(yù)習(xí),在要交作業(yè)或是論文的那天才匆匆趕任務(wù),在考試的前一天晚上還開(kāi)派對(duì))。這種拖拖拉拉的習(xí)慣經(jīng)常會(huì)帶到他們成年的生活當(dāng)中去,成為了一項(xiàng)重要的不足。

Learn to make a to do list. Learn to prioritize. Learn to break things down into 30 minute blocks of time. Learn about actionable items.
學(xué)著制作一張計(jì)劃表,學(xué)會(huì)區(qū)分哪些事情需要優(yōu)先去做,學(xué)會(huì)把一項(xiàng)任務(wù)分解到30分鐘內(nèi)的每一分鐘都需要做些什么,學(xué)會(huì)區(qū)分哪些事情有可操作性。

健康

#6: Health
6.健康

It’s not enough to make students run a mile and play sports. Education is needed now more than ever. Education on the dangers of consuming too much fast food. Education on what diets in high sugar and fat can do to the body. Education on proper nutrition. Education on the importance of exercising regularly as well.
僅僅讓學(xué)生跑個(gè)一英里然后做一些體育運(yùn)動(dòng)是不夠的,這方面的教育是前所未有的重要的。學(xué)生們應(yīng)該被告知過(guò)多食用快餐食品的危害、哪些食物的糖類和脂肪含量對(duì)人體會(huì)產(chǎn)生影響、合理營(yíng)養(yǎng)、有規(guī)律進(jìn)行運(yùn)動(dòng)的重要性等等。

I think if schools start teaching these kinds of things, we could nip so many problems in the bud because most teenagers will not research this material on their own. ?If you have any friends or family who are still in school, please forward them this article. Think of it as a cheat sheet for the real world. You’ll be doing them a great service and they will most definitely thank you after they graduate. I guarantee it.
我想如果學(xué)校開(kāi)始教授這些東西,那么很多問(wèn)題都是可以避免的,因?yàn)槟贻p人自己是不會(huì)主動(dòng)去查這些資料的。如果你有朋友或者是親戚還是學(xué)生的話,請(qǐng)讓他們來(lái)讀一讀這篇文章,就把這篇文章看作是帶入現(xiàn)實(shí)社會(huì)的一本備忘錄吧。你講會(huì)給他們帶來(lái)莫大的幫助,我敢保證他們也肯定會(huì)在畢業(yè)之后對(duì)你表示感謝的。