1.We can get much services from the bank. When we travel, we buy traveler's checks from the bank instead of carrying money with us. And we can rent a safe-deposit box in the bank for our valuable papers and articles.
1.我們可以得到銀行很多服務。當我們外出旅行時，不是把錢帶在身上，而是從銀行購買旅行支票。我們還可以租借銀行的保管箱，存放有價證券和貴重物品。

2.If you ever went to the United States to study in a college or a university, one of the first things you would have to do is open a checking account. You would find it safer and more convenient to put your money in a bank and write out checks to pay for your larger purchases. And checking accounts have other advantages as well. The canceled checks that are returned to you provide a record of where your money was spent, and they can serve as proof that payment was received ---- that is, canceled checks can serve as receipts.
2.如果你到美國上大學，你必須要做的一件事就是開立一個支票賬戶。你會覺得把錢存在銀行更安全，用支票購買大件商品更方便。而且支票賬戶還有其他優(yōu)點。寄回的付訖支票記載了你花錢的地點，當作收到款項的證據(jù)，也就是說，付訖支票可以當作收據(jù)。

3.There are two basic financial statements: the balance sheet and the operations statement. The balance sheet shows the firm's condition on the last day of the accounting period. It shows what the business owns and what it owes to its creditors or its owners.
3.基本財務報表有兩種：資產(chǎn)負債表和營業(yè)狀況表。資產(chǎn)負債表顯示會計期最后一天的公司財務狀況，表明該企業(yè)擁有的資產(chǎn)情況和欠債權(quán)人或股東的債務情況。

4.A business is always in a state of equilibrium. In other words, what it owns is equal to what it owes.
4.一家企業(yè)的財務應始終保持平衡狀態(tài)，換言之，它所擁有的資產(chǎn)與所欠的債務保持相等。

5.In general, the international financial crisis sweeping across the world has had a great impact on the insurance industry. However, compared to the banking and securities industry, the loss suffered by the insurance industry is much less.
5.總的來看，席卷全球的國家金融危機對保險業(yè)造成了很大沖擊，但相比銀行業(yè)和證券業(yè)，保險業(yè)收到的損失相對要小得多。