All of us have heard or come across a Mr Joe who won a lottery or made an inheritance that made him insanely rich overnight. But then he lost everything in the due course of time and turned into a pauper again. But we don’t want that to happen to us, do we? The trick of being wealthy is not only to get rich but to hold on to your riches as well and that is something that everyone is not capable of. Thankfully, we are there to help. All you need is some money saving ideas that are listed here.
我們都聽說或者遇到過一個(gè)贏得了彩票或者繼承了遺產(chǎn)而一夜暴富的“喬先生”。但后來他又失去了一切變成了一個(gè)乞丐。然而，我們并不想這些發(fā)生在我們身上，是不是？變富有的訣竅并不只是發(fā)財(cái)，而且要學(xué)會(huì)去保持你的財(cái)富，然而這并不是所有人都能夠做到的。好在我們可以給你提供幫助，你需要的只是下面列出的省錢計(jì)劃：

1. Don’t rush into buying anything
不要急于購物

You might have woken up one fine morning from a dream with a deadly desire to buy a Porsche, but wait before you head off to the dealer. Always wait for at least a fortnight before making an investment and think on whether you really need it or not. Besides, it will also enable you to make an informed decision about the brand and dealer, in case you decide to go ahead and buy it.
你可能在某個(gè)晴朗的早晨從睡夢(mèng)中醒來，很想買一輛保時(shí)捷，但是當(dāng)你前去購買前請(qǐng)等一等。在做一項(xiàng)投資前等待兩周，考慮一下你是否確實(shí)需要它。此外，如果你仍決定要買它，這還可以讓對(duì)品牌和經(jīng)銷商做出一個(gè)知情決策。

2. Stick to the shopping list
遵照購物清單

Buying things on impulse should be avoided. Hold on tightly to your shopping list and don’t make any unwanted deviations from it. If an Armani suit or a diamond necklace catches your eye, just look away.
要避免沖動(dòng)購物。要嚴(yán)格遵照購物清單，不能買清單外的東西。如果一套阿瑪尼或者一條鉆石項(xiàng)鏈吸引了你的眼球，只要把臉扭過去就好。

3. Hold a get-together at home
在家舉辦聚會(huì)

You can have the same fun at home with your friends at much less cost than heading out to a posh restaurant. Avoid eating out unnecessarily and prefer celebrating at home.
在家里和朋友聚會(huì)，可以讓你比在時(shí)髦的餐廳花費(fèi)更少，還能享受到同樣的樂趣。避免不必要的外出就餐，盡量選擇在家里慶祝。

4. Prefer public transportation
選擇公共交通工具

Public transport is not only cheaper but sometimes it gets you faster to your destination as well. Besides,you’d also be saving the planet for future generations by saving on fuel!
公共交通工具不僅便宜，而且有時(shí)能夠讓你更快捷的達(dá)到目的地。同樣你也是在為后代拯救地球的燃料資源。

5. Avoid luxury
避免享受

Do your own work instead of getting someone else to do it for you. Prepare a cup of coffee rather than heading to Starbucks. These will do wonders to your savings.
自己做工作，而不是讓別人來幫你。比起去星巴克，最好還是自己做一杯咖啡。這些對(duì)留住你的儲(chǔ)蓄會(huì)有幫助。

6. Buy in bulk
批量購買

Whenever possible, prefer to buy in bulk. You can’t imagine how much you can save this way. Non-perishable goods can be bought at wholesale rate and and safely?stashed?away in the store-room for future use.
如果可以的話，東西可以批量購買，你無法想象用這種方法你可以節(jié)約多少。不易腐的貨物可以按照批發(fā)價(jià)購買，然后放在儲(chǔ)藏間，以后仍然可以使用。

7. Pay bills on time
按時(shí)付賬單

How many times have you had to fork out late fees when you forgot to pay your electricity bills or were too busy to pay your phone bills? These unnecessary expenditures can be safely avoided by being a little more cautious.
有多少次你不得不為了那些忘記付的電費(fèi)或者電話費(fèi)繳納滯納金？這些不必要的開支稍微謹(jǐn)慎一些就能避免。

8. Prefer borrowing to buying and old to new
借用或者買二手商品

We don’t expect you to go borrow your neighbor’s juicer, but you are definitely encouraged to at leastborrow books from the library or your friends. When you can’t help buying, buy used books rather than brand new ones.
我們并不是讓你借你鄰居的榨汁機(jī)，但是你至少可以在圖書館或者朋友那里借書看。如果你必須要買，最好是買二手書而不是新書。

9. Avoid brands
避免過于關(guān)注品牌

More often than not, the regular shampoo has the same ingredients and is as good as, if not better than,the branded ones. The same goes with clothes and other stuff. Don’t be brand obsessed. Buy branded things only when you are sure that they are superior and to and have more utility than the goods on the shelf.
通常，普通的洗發(fā)水即使不比品牌的好，成分也是差不多的。衣服和其他東西也是一樣的，不要著迷于品牌。只有當(dāng)你確定品牌的東西更加卓越和實(shí)用時(shí)再去購買它。