2012淘金英語專業(yè)四級(jí)聽寫 上海外國語大學(xué) 請(qǐng)從正文部分開始聽寫
Most undergraduates in the United States last year had at least one credit card. Half had four or more. Borrowers who do not pay their card debt in full each month have to pay interest on whatever balance remains. In a time of economic downturn, college students are depending on credit cards more than ever. Many seem to use them to live beyond their means - to spend more than they have. However, a new law makes it harder for banks to give credit cards to people under 21. To get a credit card, they need a parent or other adult over 21 to accept joint responsibility. Or they need to show they can repay their debts independently. Also, schools are urged to consider limiting the number of places on campus where companies can market credit cards. And they are urged to offer credit card and debt education and counseling sessions to all new students.