33 Painless Ways to Save Money Now
輕松省錢33招

In a difficult economy, most of us are looking for ways to put more money in our pockets, but we don’t want to feel like misers. We don’t want to drastically alter our lifestyles either. We want it fast and we want it easy. Small savings can add up and big savings can feel like winning the lottery, just without all of the taxes.
經(jīng)濟不景氣之時，大多數(shù)人都會想方設(shè)法在口袋里存下更多的錢，但又不想把自己弄得跟守財奴似的。我們不想顛覆原有的生活方式，希望能夠通過快捷的途徑省錢。省點小錢可以積少成多；省下大錢就好比買彩票中了大獎，而且還不用交稅。

Some easy ways to save money:
以下是一些簡單實用的省錢之法：

Online rebate sites. Many online sites offer cash back rebates and online coupons as well.
返利網(wǎng)站：許多網(wǎng)站都會推出現(xiàn)金返還、折扣以及優(yōu)惠券等讓利活動。

Sign up for customer rewards. Many of your favorite stores offer customer rewards on products you already buy. Take advantage.
參加客戶回饋活動：你經(jīng)常光顧的商店可能會有產(chǎn)品回饋活動，好好把握機會吧。

Switch to compact fluorescent bulbs. The extra cost up front is worth the energy savings later on.
換用小巧的熒光燈：雖然要付出一點額外的投資，但燈泡節(jié)省下的電能可以給你省下不少錢呢。

Turn off power strips and electronic devices when not in use.
電插板和電器不用時，務(wù)必關(guān)掉電源。

Buy a programmable thermostat. Set it to lower the heat or raise the AC when you’re not home.
購買溫度自動調(diào)節(jié)器：離家之時，用它來降溫或者提高交流電壓以省電。

Make coffee at home. Those lattes and caramel macchiatos add up to quite a bit of dough over the year.
在家做咖啡：在家做拿鐵咖啡和焦糖拿鐵，一年下來可以省下不少錢。

Switch banks. Shop around for better interest rates, lower fees and better customer perks. Don’t forget to look for free online banking and ease of depositing and withdrawing money.
更換銀行：貨比三家，選擇那些利息高、業(yè)務(wù)辦理費用少、客戶服務(wù)優(yōu)質(zhì)的銀行，除此之外，別忘了考慮網(wǎng)銀是否免費，存取是否便利。

Clip coupons: Saving a couple dollars here and there can start to add up. As long as you’re going to buy the products anyway, why not save money?
（從報紙、雜志上）剪下優(yōu)惠券：買東西時隨買隨省，這樣便可積少成多。既然你是要買這些東西的，何不省一些是一些呢？

Pack your lunch. Bring your lunch to work with you a few days a week, rather than buy it.
自帶午餐去上班：每周有幾天選擇自帶午餐去上班，而不是買別的地方的東西吃。

Eat at home. We’re busier than ever, but cooking meals at home is healthier and much cheaper than take-out or going out. Plus, with all of the freezer and pre-made options, it’s almost as fast as drive-thru.
在家吃飯：工作雖忙，但在家做飯畢竟會比出去吃更有益于健康，也可以省下更多的錢。此外，現(xiàn)在有那么多速凍和半成品食物可供選擇，做起來絕不慢于快餐。

Have leftovers night. Save your leftovers from a few meals and have a “l(fā)eftover dinner.” It’s a free meal!
晚上吃點剩菜：沒吃完的飯菜留著晚上吃，美其名曰“剩餐”，免費的！

Buy store brands: Many generic or store brands are actually just as good as name brands and considerably cheaper.
對“名牌”說不：許多雜牌或者商場自有品牌的產(chǎn)品在質(zhì)量上與名牌產(chǎn)品并無差別，價格卻要便宜一大截。

Ditch bottled water. Drink tap water if it’s good quality, buy a filter if it’s not. Get a reusable water bottle and refill it.
遠離瓶裝純凈水：如果飲用水水質(zhì)好，就直接飲用；若水質(zhì)不佳，可以購買過濾裝置，以可重復(fù)使用的瓶子盛裝飲用。

Avoid vending machines: The items are usually over-priced.
避開自動售貨機：自動售貨機里的東西定價通常過高。

Take in a matinee. Afternoon movie showings are cheaper than evening times.
電影盡量選擇午場：午后的電影票通常都比夜場要便宜些。

Re-examine your cable bill. Cancel extra cable or satellite channels you don’t watch. Watch the “on demand” movie purchases too.
重新審視你的有線電視賬單：平常不看的有線或衛(wèi)星頻道無需購買，也要留心“點播”的電影是否收費。