原來(lái)只要房?jī)r(jià)在漲，次貸產(chǎn)生的問(wèn)題就不大，因?yàn)檫€款有困難的房貸戶(hù)還可以賣(mài)掉房子獲取利潤(rùn)，然后償還貸款。
But lower lending standards meant some subprime borrowers got mortgages they could not afford. As long as home prices were rising, this caused few problems because borrowers who had difficulty repaying their loans could sell their houses at a profit and pay off the loan. But when home prices fell, …
但是降低借貸標(biāo)準(zhǔn)意味著有些次級(jí)房貸戶(hù)（或縮寫(xiě)為次貸戶(hù)）取得本來(lái)無(wú)法承擔(dān)的房貸。 原來(lái)只要房?jī)r(jià)在漲，次貸產(chǎn)生的問(wèn)題就不大，因?yàn)檫€款有困難的房貸戶(hù)還可以賣(mài)掉房子獲取利潤(rùn)，然后償還貸款。 但是，一旦房?jī)r(jià)下跌，有經(jīng)濟(jì)困難的房主被套牢，次級(jí)貸款市場(chǎng)上，喪失抵押品贖回權(quán)的數(shù)量驟增。這傷害了失去了自己房子的借…