美國的金融危機源于抵押貸款所帶來的問題，抵押貸款指，借貸者從銀行貸款來購買房屋。
The financial crisis grows out of problems with mortgages, which are loans from a bank that helps a borrower to buy a home. The borrower must repay the loan, as well as additional charges called "interest." Interest is rent paid to the lender for the privilege of using the money for a specific peri…
美國的金融危機源于抵押貸款所帶來的問題，抵押貸款指，借貸者從銀行貸款來購買房屋。 借貸者必須還貸款，另外還要支付額外費用，即利息。利息是指在一段特定時間內(nèi)因為享有使用資金的特權而向出借方支付的租金。 按照慣例，美國出借方都要求貸款對象提供證明以表明他們有能力掙到足夠的錢來還貸款。 不是借款人連利息一起…