隨著美國(guó)房地產(chǎn)市場(chǎng)的逐漸冷淡，房貸投資變得越來(lái)越危險(xiǎn)了
Subprime lenders often depend on credit to make the loans. Once processed, the loan is usually sold to an investment bank. Loans with similar levels of risk are grouped together and then sold to investors worldwide as mortgage-backed securities. The higher the risk, the higher the return. The Gover…