2018年12月份的英語(yǔ)六級(jí)考試即將開考，你復(fù)習(xí)得如何了？越是臨近開考，越是要回歸真題噢。為了幫助廣大的考生們備考復(fù)習(xí)，小編整理了六級(jí)真題的相關(guān)信息，今天一起來(lái)做練習(xí)吧！

Questions 26 to 30 are based on the following passage:

　　The term investment portfolio conjures up visions of the truly rich-the Rockefellers, the Wal Mart Waltons, Bill Gates. But today, everyone-from the Philadelphia firefighter, his parttime receptionist wife and their three children, to the single Los Angeles lawyer starting out on his own-needs a portfolio.

　　A portfolio is simply a collection of financial assets. It may include real estate, rare stamps and coins, precious metals and even artworks. But those are for people with expertise. What most of us need to know about are stocks, bonds and cash (including such cash equivalents as money market funds).

　　How do you decide what part of your portfolio should go to each of the big three? Begin by understanding that stocks pay higher returns but are more risky; bonds and cash pay lower returns but are less risky.

　　Research by Ibbotson Associates, for example, shows that largecompany stocks, on average, have returned 11.2 percent annually since 1926. Over the same period, by comparison, bonds have returned an annual average of 5.3 percent and cash, 3.8 percent.

　　But short term risk is another matter. In 1974, a one year $1000 investment in the stock market would have declined to $735.

　　With bonds, there are two kinds of risk: that the borrower won't pay you back and that the money you'll get won't be worth very much. The U.S. government stands behind treasury bonds, so the credit risk is almost nil. But the inflation risk remains. Say you buy a $1000 bond maturing in ten years. If inflation averages about seven percent over that time, then the $1000 you receive at maturity can only buy $500 worth of today's goods.

　　With cash, the inflation risk is lower, since over a long period you can keep rolling over your CDs every year (or more often). If inflation rises, interest rates rise to compensate.

　　As a result, the single most imortant rule in building a portfolio is this: If you don't need the money for a long time, then put it into stocks. If you need it soon, put it into bonds and cash.

　　26.This passage is intended to give advice on ____.

　　A) how to avoid inflation risks

　　B) what kinds of bonds to buy

　　C) how to get rich by investing in stock market

　　D) how to become richer by spreading the risk

　　27.The author mentions such millionaires as the Rockefellers and Bill Gates to show that ____.

　　A) they are examples for us on our road to wealth

　　B) a portfolio is essential to financial success

　　C) they are really rich people

　　D) they started out on their own

　　28.Which of the following statements will the author support?

　　A) Everybody can get rich with some financial assets.

　　B) The credit risk for treasury bonds is extremely high.

　　C) It's no use trying to know the advantages of stocks, bonds and cash.

　　D) Everybody should realize the importance of distribution of their financial assets.

? ? ?29.The word "returns" in paragraph three can be best replaced by "____."

　　A) returning journeys

　　B) profits

　　C) savings

　　D) investments

　　30.The author of the passage points out that ____.

　　A) keeping cash is the only way to avoid risks

　　B) the longer you own a stock, the more you lost

　　C) the high rate of profit and high rate of risk coexist in stocks

　　D) the best way to accumulate wealth is by investing in stocks

【參考答案】

26.【答案】D。

　　【譯文】文章的目的是給____提供建議?

　　【試題分析】歸納概括題。需要考生總結(jié)歸納短文(段落)的主題(subject)，中心思想(main idea)，標(biāo)題(title)或作者的寫作目的(purpose)。

　　【詳細(xì)解答】通讀全文后可知，本文主要介紹了投資的三種渠道，并分析了每種渠道的利弊(即風(fēng)險(xiǎn)程度)，如何降低風(fēng)險(xiǎn)來(lái)投資致富，即D所指"如何降低風(fēng)險(xiǎn)來(lái)致富"。A)"如何避免通貨膨脹風(fēng)險(xiǎn)"，過(guò)于片面;B)"買入哪種債券"，不是文章的主題;C)"如何通過(guò)投資股票市場(chǎng)致富"，也過(guò)于片面。所 以D)為正確答案，可以概括文章中心思想。

27.【答案】D。

　　【譯文】作者提及洛克菲勒、比爾蓋茨這樣的百萬(wàn)富翁是想說(shuō)明____?

　　【試題分析】推理判斷題。根據(jù)文章某一部分內(nèi)容推理出作者的言外之意。需要找準(zhǔn)、讀懂這部分內(nèi)容，并分析與文章其它部分之間的聯(lián)系和作用。

　　【詳細(xì)解答】第一段最后一句話，"But today， ...， starting out on his own needs a portfolio."這是講的今天每個(gè)人都可以根據(jù)自己的需要進(jìn)行證券投資;推到前面一句，那么前面提及的百萬(wàn)富翁也都是根據(jù)自己的需要開始證券投資而 致富的。A)"他們是我們邁向致富之路的榜樣"，不具體，沒(méi)有說(shuō)明如何致富;B)"證券投資對(duì)于經(jīng)濟(jì)成功很關(guān)鍵"，這句話本身是正確的，但與第一段表達(dá)的 意思不一致;C)"他們確實(shí)很富裕"，也不是第一段所想要表達(dá)的意思。D)"他們是從自己開始做起的"，這正是第一段所要表達(dá)的意思，即這些百萬(wàn)富翁是從 自己做起開始致富的，而現(xiàn)在每個(gè)人都可以這樣做，緊接著引入下面的投資指南。

28.【答案】D。

　　【譯文】作者贊同下列哪一項(xiàng)陳述?

　　【試題分析】分析判斷題?？忌M量考慮文中的全部信息或事實(shí)，在通盤理解文章的基礎(chǔ)上去分析每個(gè)選項(xiàng)的正誤。

　　【詳細(xì)解答】這類題應(yīng)在理解文章的基礎(chǔ)上，著重比較四個(gè)選項(xiàng)，采取排除法。A)"只要有一些財(cái)產(chǎn)，每個(gè)人都可以致富"，憑常識(shí)判斷這句話本身就 不對(duì)，更與作者想要介紹投資渠道的必要性和方法相悖;B)"購(gòu)買國(guó)債的信譽(yù)風(fēng)險(xiǎn)極高"，這句話與"The U.S. government stands behind Treasury bonds， so the credit risk is almost nil."意思完全相反;C)"了解股票、債券和現(xiàn)金的優(yōu)勢(shì)并無(wú)用處"，這與作者的觀點(diǎn)相反;D)"每個(gè)人都應(yīng)該意識(shí)到金融財(cái)產(chǎn)重新分配的重要性。"這正 是第一段作者所說(shuō)的"每個(gè)人都可以根據(jù)自己的需要采用不同的投資方式致富"的前提。故選D)。

29.【答案】B。

　　【譯文】第三段中的"returns"可以由以下哪個(gè)詞替代?

　　【試題分析】猜測(cè)詞義題。根據(jù)上下文來(lái)猜測(cè)生詞的含義。

　　【詳細(xì)解答】該詞本身的意思是"回來(lái)，回報(bào)"，再看句子"stocks pay higher returns but are more risky."是說(shuō)股票有更高的回報(bào)，但風(fēng)險(xiǎn)更大;我們憑常識(shí)判斷，股票的回報(bào)就是"賺錢，利潤(rùn)"。比較四個(gè)選項(xiàng)，B)profits(利潤(rùn))正確。

30.【答案】C。

　　【譯文】文章的作者指出____

　　【試題分析】分析判斷題。比較四個(gè)選項(xiàng)，看哪一個(gè)符合作者的意思。

　　【詳細(xì)解答】"作者指出"可以是文章中直接提到的，也可以是作者的言外之意，要結(jié)合文章判斷四個(gè)選項(xiàng)本身是否正確。A)"保留現(xiàn)金是避免風(fēng)險(xiǎn)的 唯一方式"，作者鼓勵(lì)合理投資，顯然這不是作者意思;B)"你持有股票越久，你損失越大。"這句話本身有誤，文章中也沒(méi)有提及;C)"高利潤(rùn)和高風(fēng)險(xiǎn)在股 票市場(chǎng)中同時(shí)存在"，這正是第三段中"stocks pay higher returns but are more risky."意思，所以正確;D)"積累財(cái)富最好的方式是投資股票"，作者在文章最后明確指出"如果你長(zhǎng)期不需要用錢，就投資股票;如果你短期要用，就 投資債券和現(xiàn)金。"所以該項(xiàng)也不正確。

好了，以上是小編整理的英語(yǔ)六級(jí)真題的閱讀理解部分（不含聽力與作文）。閱讀理解是不少同學(xué)都覺(jué)得頭疼的地方，如果自學(xué)吃力，不妨試試專業(yè)老師的指導(dǎo)，早日拿下六級(jí)。

備考課程推薦：【Uni智能】大學(xué)英語(yǔ)六級(jí)高效備考班