英語六級(jí)口語考試與四級(jí)口語考試相比，考查的話題要更有深度和廣度。2018年5月的六級(jí)口語本場(chǎng)考試話題網(wǎng)上貸款是屬于一個(gè)比較新的話題，對(duì)學(xué)生來說難度不小。首先要求考生要熟悉該話題，同時(shí)還要具備一定的思考能力，能對(duì)此發(fā)表自己的看法。

如今，越來越多的大學(xué)生為了買手機(jī)衣服或者請(qǐng)客吃飯等等而通過網(wǎng)上貸款，這種方式引發(fā)了很多問題，甚至有的大學(xué)生因?yàn)槔⑦^高還不起貸款而選擇自殺。因此該話題指向明確，有一定的教育意義。

Nowadays, an increasing number of college students choose to borrow money online in order to buy what they need such as mobile phones, clothes and IT equipment. Obviously, it’s not a correct way for students to cover their expense because it will cause a lot of problems. First of all, online borrowing will not reduce but actually increase their financial burden. After all, if they can’t return the money in time, they have to pay a huge amount of interest for money they borrow. Gradually, they won’t be able to afford it. Once they can’t return the money. The online loan platform will call their parents to pay the money for them, which will bring heavy financial burden for the family. Apart from that, the way of online borrowing will indulge students’ opportunistic behavior. They will consider that it’s easy to gain money and be reluctant to make money through their efforts, which do harm to their growth. What’s worse, some students have to commit suicide under the pressure, for they can’t return the money. In summary, college students shouldn’t borrow money from the online loan platform.

總的來說，這個(gè)話題與大學(xué)生的生活息息相關(guān)，也是一個(gè)很新的話題，對(duì)考生來說有一定的難度。想去把觀點(diǎn)表達(dá)清楚且表達(dá)得有深度并不容易，需要廣大考生去好好思考和復(fù)習(xí)準(zhǔn)備的。祝廣大考生都能在英語六級(jí)口語考試中取得好成績(jī)。