作文題目：
Advantages of Getting a Loan from the Bank formy Studies

[范文]

I am a college student from a farmer's family in amountaineous area. A year ago, I was admitted to afamous university. Before entering the university, Iwas told that the necessary expenses during my fouryears'study would cost nearly fifty thousand yuan.My parents had collected all the money there was tocollect, including the money bor rowed from theirrelatives, but it was hardly enough to meet the needs. Then, good news came that I couldresort to the bank for a loan. I thought it was a good idea and so I did it.

My decision was based on the following con sider ations: First, with the loan I can pay thetuition and support my life on the campus.

Secondly, I don't have to depend on my parents who are always worrying about the enormousfamily expenditure.

Thirdly, I will always have the pressure upon me which forces me to study the hard way.

Fourthly, I have to live a very simple life and save every coin possible. To sooner liquidate thedebt, I sometimes work as a home tutor, sometimes a door-to-door salesman, sometimes arestaur ant waiter.

Fifthly, while doing part-time jobs, I have accumulated a lot of social experience, bittersometimes, sweet occasionally, but happy all the time.

I think the above are the advantages the loan from the bank has brought to me. They arebeneficial not only to my studies at the university but also to my future career, because Ifirmly believe in the saying "Harsh life produces a diligent and intelligent man."